Author: Phil Zastrow

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How Often Do Sellers Pay Closing Costs?

When you close on a home, there are a lot of details to negotiate. The buyer may want the seller to take care of basic maintenance on the home before closing, or they may want the buyer to take care...
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Are Loan Officers Financial Advisors, Too?

Loan officers and financial advisors are typically two very different people. Your financial advisor may handle many of your financial concerns, including helping improve your budget and determining...
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Shopping for the Best Mortgage Rates

The time has finally come when you are ready to make that big step and purchase a home. It is really exciting and you want to start looking at homes as soon as possible. Step back a little! Many...
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5 Reasons to Avoid Traditional Bank Loans When Purchasing a Home

Purchasing a home is a big decision. From the right neighborhood to the perfect home for your family, you want to make sure that you do everything exactly right--including choosing the right mortgage...
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Don't Forget to Figure PMI Rates

Most mortgage shoppers forget to shop for PMI rates. They have scrupulously shopped for the best interest rate and sometimes included what closing costs will add up to. But, are not even aware that...
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Determining How Much House You Can Afford

The decision to buy a new home is exciting but may also be fraught with issues. One of the most challenging issues a potential homeowner must worry about is how much house they can afford. It is...
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4 Key Factors to Consider When Buying a House on the Florida Gulf Coast

If you're considering a home on the Gulf Coast, there are several key factors that you should take into account when making your home purchase. By carefully evaluating those factors, you can choose...
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How to Choose the Best Location for Your Next Home

When you're ready to choose a new home, it's not just the house itself that matters. You want to be sure that you're choosing a house in the best possible location: one that's convenient to the...
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What Factors Are Included In Your Monthly Mortgage Payments?

When purchasing a new home you will have to pay a mortgage or a set portion of the loan you took out to buy the home back to the lender on a monthly basis. However, many people just pay this money...
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5 Tips for College Graduates Ready to Buy a Home

You've passed one major milestone in your life--graduating from college--and now, you're ready for another: buying your own home. Owning your home, rather than renting, has a number of key advantages...
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