The Lend Smart Mortgage Blog | Lend Smart Mortgage

If I Don't Qualify For a Home-Loan, What Are My Options?

May 06, 2019 The Loan Process, Home Loans, Non Traditional Loans, Purchase a Home, Mortgage

There are a variety of options for hopeful, soon-to-be homeowners who may not have the best credit or the means to put a traditional 20% down-payment down on a home. Many people have been told that...

Options For New Construction Mortgage Loans

March 22, 2019 The Loan Process, Home Loans, Non Traditional Loans

During the calendar year 2017, Florida issued more than 85,000 new permits for single family construction according to data provided by the National Association for Home Builders (NAHB). This means...

USDA Loans: A Good Zero Down Option for First Time Homebuyers

February 27, 2019 Home Loans, Purchase a Home, Mortgage

Many prospective first-time homebuyers fear that the dream of homeownership is out of reach. Certain factors, such as lack of down payment, poor credit, or low income may seem like insurmountable...

How Often Do Sellers Pay Closing Costs?

February 07, 2019 The Loan Process, Florida Homes, real estate

When you close on a home, there are a lot of details to negotiate. The buyer may want the seller to take care of basic maintenance on the home before closing, or they may want the buyer to take care...

Are Loan Officers Financial Advisors, Too?

January 29, 2019 The Loan Process, Florida Homes, real estate

Loan officers and financial advisors are typically two very different people. Your financial advisor may handle many of your financial concerns, including helping improve your budget and determining...

Shopping for the Best Mortgage Rates

January 17, 2019 Florida Homes, real estate, mortgage rates

The time has finally come when you are ready to make that big step and purchase a home. It is really exciting and you want to start looking at homes as soon as possible. Step back a little! Many...

5 Reasons to Avoid Traditional Bank Loans When Purchasing a Home

January 14, 2019 The Loan Process, Home Loans, Non Traditional Loans

Purchasing a home is a big decision. From the right neighborhood to the perfect home for your family, you want to make sure that you do everything exactly right--including choosing the right mortgage...

Don't Forget to Figure PMI Rates

January 10, 2019 Florida Homes, real estate

Most mortgage shoppers forget to shop for PMI rates. They have scrupulously shopped for the best interest rate and sometimes included what closing costs will add up to. But, are not even aware that...

Determining How Much House You Can Afford

January 03, 2019 Florida Homes, real estate

The decision to buy a new home is exciting but may also be fraught with issues. One of the most challenging issues a potential homeowner must worry about is how much house they can afford. It is...

4 Key Factors to Consider When Buying a House on the Florida Gulf Coast

December 19, 2018 Purchase a Home, Mortgage

If you're considering a home on the Gulf Coast, there are several key factors that you should take into account when making your home purchase. By carefully evaluating those factors, you can choose...

Phone: (218) 722-2557	Email: home@lendsmartmortgage.com
Midwest Address: 4894 Miller Trunk Highway Suite #4 Duluth, MN 55811	Florida Address: 3902 Henderson Blvd. Suite 208-331 Tampa, FL 33629

Author: Phil Zastrow

If I Don't Qualify For a Home-Loan, What Are My Options?

Options For New Construction Mortgage Loans

USDA Loans: A Good Zero Down Option for First Time Homebuyers

How Often Do Sellers Pay Closing Costs?

Are Loan Officers Financial Advisors, Too?

Shopping for the Best Mortgage Rates

5 Reasons to Avoid Traditional Bank Loans When Purchasing a Home

Don't Forget to Figure PMI Rates

Determining How Much House You Can Afford

4 Key Factors to Consider When Buying a House on the Florida Gulf Coast

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