Author: Phil Zastrow

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The Benefits of Owning a Lake House in the Summer

With the hot summer months on their way, now is the time to be near the water. What better way to cool off and have fun this summer than living lakeside with all the benefits that come with it? These...
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Common Issues That Can Delay Your Home Closing

If you're in the process of buying a home, then you'll need to be careful to avoid certain actions that might delay the closing of your new dream home. Here are some of the most common reasons your...
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How Much Down Payment Should You Pay When Buying a New Home?

Most lenders require you to make a home down payment of between 3% to 20% of the purchase price as a prerequisite of securing a mortgage. Note that while each type of mortgage has its own set of...
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6 Important Tips When Buying A Home in A Difficult Seller's Market

Unlike the past few years, where homeowners had to do everything in their power to attract fast buyers and seal the deal, the current real estate market has entered what is known as the seller's...
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6 Steps for Pre-Loan Qualification

Are you looking to buy a home? Before you even start looking, you should get yourself pre-qualified for a mortgage. Pre-loan qualification tells you what the bank is willing to lend you, which means...
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What to Consider Before Buying a Vacation Home

Buying a vacation home can be a great way to bring you closer to your favorite activities like boating and fishing, but you can't go rushing into it without doing your research. Before choosing to...
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4 Family-Friendly Fun Activities in Duluth, MN

Are you considering finding a home in Duluth, MN, but wonder what fun activities there are to do with your family? Worry no more and read along for some of the most nature-filled and relaxing...
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Guide to Mortgages and Taxes

For a first time homeowner, tax time can be a little nerve wracking. Having a mortgage affects your tax return and may make the difference between itemizing deductions and not. One of the big things...
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10 Questions to Ask a Mortgage Lender

When preparing to apply for a mortgage, it pays to be prepared and a big part of that is knowing what questions to ask before, during, and after the application process. If you're considering getting...
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Will Mortgage Rates Go Up in 2021?

Mortgages are a section of the financial market that hits close to home for many of us. For quite some time now, mortgage interest rates have been hitting record lows, leading to a surge in mortgage...
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