Lend Smart Mortgage Blog

5 Tips for College Graduates Ready to Buy a Home

5 Tips for College Graduates Ready to Buy a Home

You've passed one major milestone in your life--graduating from college--and now, you're ready for another: buying your own home. Owning your home, rather than renting, has a number of key advantages...
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5 Simple but Essential Home Maintenance Tips

5 Simple but Essential Home Maintenance Tips

When you move into a new home, you want to keep it in quality condition for as long as you’re there. This is important for your comfort and safety as well as the value of the home when you decide to...
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7 Benefits of Purchasing Sustainable Housing

7 Benefits of Purchasing Sustainable Housing

With more people becoming aware of the importance of conserving Mother Nature's resources, sustainable building has been growing in popularity as prospective home buyers are looking to lessen their...
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4 Signs You're Purchasing a Home in a Growing Community

4 Signs You're Purchasing a Home in a Growing Community

When you buy a home, you're making a big commitment, not only to the house, but to the community. After you've made sure the foundation of your dream home is solid and you have all the things you...
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4 Ways to Improve a Credit Score for Refinancing

4 Ways to Improve a Credit Score for Refinancing

If you're looking to refinance on your home, you've probably also discovered that having a good credit score is an important factor in what kind of rate you receive. The better your credit score, the...
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What Is Your Debt to Income Ratio: Where to Start?

What Is Your Debt to Income Ratio: Where to Start?

When it comes to borrowing money, many banks and lenders look at more than just credit scores and income. They also look at your debt to income ratio, which helps to give them a better indication of...
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5 Promises Bad Mortgage Lenders Make...But Can’t

5 Promises Bad Mortgage Lenders Make...But Can’t

When you're ready to get a mortgage, you want to make sure you're getting the best possible deal: amazing rates, low payments, and the other factors that work for you when you close on your home....
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Benefits of Florida Realtors Partnering with a Mortgage Lender Like Lend Smart

Benefits of Florida Realtors Partnering with a Mortgage Lender Like Lend Smart

As most realtors know, there are literally hundreds of mortgage lenders in the industry who are competing for business. Some of them are experienced, and others are new to the industry. Regardless,...
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5 of the Fastest Growing Florida Communities

5 of the Fastest Growing Florida Communities

In 2016, Florida was the fourth fastest growing state in the nation, and it shows no signs of slowing down over the next few years. Florida, like the other states on Forbes' list, is experiencing an...
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FAQs About the Home Loan Pre-Approval Process

FAQs About the Home Loan Pre-Approval Process

Having a home loan pre-approved helps you know exactly how much money you will have to spend on a home. Being pre-approved for a mortgage will mean that you are officially eligible to borrow that...
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