Lend Smart Mortgage Blog

7 Benefits of Purchasing Sustainable Housing

7 Benefits of Purchasing Sustainable Housing

With more people becoming aware of the importance of conserving Mother Nature's resources, sustainable building has been growing in popularity as prospective home buyers are looking to lessen their...
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5 Best Places to Live In Georgia

5 Best Places to Live In Georgia

You’ve decided to move to Georgia and are now making that important decision on where to live. There are many factors that you have to consider: cost of living, crime rate, schools, entertainment...
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If I Don't Qualify For a Home-Loan, What Are My Options?

If I Don't Qualify For a Home-Loan, What Are My Options?

There are a variety of options for hopeful, soon-to-be homeowners who may not have the best credit or the means to put a traditional 20% down-payment down on a home. Many people have been told that...
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The Benefits of Installing a Home Security System in Your First Home

The Benefits of Installing a Home Security System in Your First Home

If you are currently in the process of buying, or have recently bought, your first home, then you may be debating whether or not to have a home security system installed in your new home. If you have...
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What Factors Are Included In Your Monthly Mortgage Payments?

What Factors Are Included In Your Monthly Mortgage Payments?

When purchasing a new home you will have to pay a mortgage or a set portion of the loan you took out to buy the home back to the lender on a monthly basis. However, many people just pay this money...
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Understanding FICO Scores and The Role They Play in Your Pursuit of Credit

Understanding FICO Scores and The Role They Play in Your Pursuit of Credit

If someone sat down with you and told you what your current FICO score was, would you know what that meant and how important it was? If you ever wondered about how this particular set of numbers...
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5 Simple but Essential Home Maintenance Tips

5 Simple but Essential Home Maintenance Tips

When you move into a new home, you want to keep it in quality condition for as long as you’re there. This is important for your comfort and safety as well as the value of the home when you decide to...
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What Does Refinancing a House Mean and Should You Do It?

What Does Refinancing a House Mean and Should You Do It?

If your current mortgage has high payments...or alternatively if you can pay off the loan faster, you might want to refinance. In fact, there are any number of reasons why refinancing might be a good...
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5 Easy Steps to Saving and Buying Your Dream Home

5 Easy Steps to Saving and Buying Your Dream Home

According to a report from the U.S Census Bureau, more than 65% of the state's citizens live in their own homes. How do I start saving for a house, you ask? Purchasing a house can seem like an uphill...
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Which Duluth, Minnesota Neighborhoods Are Best for You?

Which Duluth, Minnesota Neighborhoods Are Best for You?

If you are considering Duluth, Minnesota as a place to settle down, then you already know many of the charms of this city. Easy access to the North Shore and both winter and summer fun, a balance of...
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