Category: mortgage

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5 Best Places to Live In Georgia

You’ve decided to move to Georgia and are now making that important decision on where to live. There are many factors that you have to consider: cost of living, crime rate, schools, entertainment...
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If I Don't Qualify For a Home-Loan, What Are My Options?

There are a variety of options for hopeful, soon-to-be homeowners who may not have the best credit or the means to put a traditional 20% down-payment down on a home. Many people have been told that...
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What Factors Are Included In Your Monthly Mortgage Payments?

When purchasing a new home you will have to pay a mortgage or a set portion of the loan you took out to buy the home back to the lender on a monthly basis. However, many people just pay this money...
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Understanding FICO Scores and The Role They Play in Your Pursuit of Credit

If someone sat down with you and told you what your current FICO score was, would you know what that meant and how important it was? If you ever wondered about how this particular set of numbers...
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What Does Refinancing a House Mean and Should You Do It?

If your current mortgage has high payments...or alternatively if you can pay off the loan faster, you might want to refinance. In fact, there are any number of reasons why refinancing might be a good...
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Why Should I Avoid Big Box Mortgage Lenders?

Choosing a home is one of the biggest decisions most people make in their lives. But what about choosing a lender? While there are many types of lenders, big box lenders rarely provide the sort of...
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4 Key Factors to Consider When Buying a House on the Florida Gulf Coast

If you're considering a home on the Gulf Coast, there are several key factors that you should take into account when making your home purchase. By carefully evaluating those factors, you can choose...
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Lend Smart's Digital Home Mortgage Capabilities

With the current events, you may feel the need to put your home buying goals on the back burner. However, at Lend Smart Mortgage, we are committed to eliminating that hassle and headache; refinancing...
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5 Family-Friendly Places to Live near Duluth, MN

Although it’s a relatively small town, Duluth is known for many exciting things such as its vibrant dining scene and scenic views of the lake. The town is also surrounded by some of the friendliest...
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What to Keep in Mind when House Hunting in Duluth, MN

Buying a home, especially your first one, is a big deal. In fact, it is probably going to be the most expensive thing that you ever buy! That being said, there are many things that you need to think...
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