Category: mortgage

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4 Key Factors to Consider When Buying a House on the Florida Gulf Coast

If you're considering a home on the Gulf Coast, there are several key factors that you should take into account when making your home purchase. By carefully evaluating those factors, you can choose...
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If I Don't Qualify For a Home-Loan, What Are My Options?

There are a variety of options for hopeful, soon-to-be homeowners who may not have the best credit or the means to put a traditional 20% down-payment down on a home. Many people have been told that...
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Lend Smart's Digital Home Mortgage Capabilities

With the current events, you may feel the need to put your home buying goals on the back burner. However, at Lend Smart Mortgage, we are committed to eliminating that hassle and headache; refinancing...
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5 Family-Friendly Places to Live near Duluth, MN

Although it’s a relatively small town, Duluth is known for many exciting things such as its vibrant dining scene and scenic views of the lake. The town is also surrounded by some of the friendliest...
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What to Keep in Mind when House Hunting in Duluth, MN

Buying a home, especially your first one, is a big deal. In fact, it is probably going to be the most expensive thing that you ever buy! That being said, there are many things that you need to think...
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What Factors Are Included In Your Monthly Mortgage Payments?

When purchasing a new home you will have to pay a mortgage or a set portion of the loan you took out to buy the home back to the lender on a monthly basis. However, many people just pay this money...
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Why Should I Avoid Big Box Mortgage Lenders?

Choosing a home is one of the biggest decisions most people make in their lives. But what about choosing a lender? While there are many types of lenders, big box lenders rarely provide the sort of...
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USDA Loans: A Good Zero Down Option for First Time Homebuyers

Many prospective first-time homebuyers fear that the dream of homeownership is out of reach.  Certain factors, such as lack of down payment, poor credit, or low income may seem like insurmountable...
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How to Choose the Best Location for Your Next Home

When you're ready to choose a new home, it's not just the house itself that matters. You want to be sure that you're choosing a house in the best possible location: one that's convenient to the...
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5 Promises Bad Mortgage Lenders Make...But Can’t

When you're ready to get a mortgage, you want to make sure you're getting the best possible deal: amazing rates, low payments, and the other factors that work for you when you close on your home....
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