Phil Zastrow

Operations Manager/Sr. Loan Officer

NMLS #205665

Phil has been in the mortgage industry for 20 years. His family has had ‘financial’ roots since his great grandfather owned a small bank in the Minneapolis area. Phil graduated from the University of Minnesota-Duluth with degrees in Finance, Economics, and Psychology but he always says he uses his Psychology degree more than the others. In his spare time, his very active family can be found either at their cabin, in a basketball gym, or visiting his oldest son who is studying at the University of South Florida. Phil enjoys the ‘art’ of mortgage financing, especially when seeing the look on the face of a first time home buyer when they finish the closing and receive the keys to their dream home.

Serving the Midwest and Florida

Nate Radoush

Senior Loan Officer / Area Manager

NMLS #205654

Nathan has been in the mortgage industry for over 15 years. His passion is to help customers with their mortgage needs and go the extra mile and make sure the customer always comes first. He brings a lot of experience to help his clients reach their goals in purchasing a new home for their family. He has been with Lend Smart for 9 years and is well respected in the company, has been a top producer, and has received many accolades. When not working his family comes first, he has two young children and a wonderful wife. They enjoy movie nights, being outside, and have doughnut picnics every Saturday morning. He enjoys all kind of sports, watching and going to them, and you can find him every Wednesday night in the summer playing bocce ball.

Serving the Midwest

Frank Olsen

Mortgage Loan Officer

NMLS #364270

Frank is a Hermantown High School and UMD graduate. He has been in the mortgage business for just over 20 years. Before that he was self-employed, owning Duluth Vinyl Roofs, Budget Battery, along with several rental properties. He has been a member of the Elks for thirty years, Duluth Curling Club for nearly the same amount of time and a member of Glen Avon Church. Frank still tries to play as much golf in the summer as he can and enjoys downhill skiing in the winter months.

Serving the Midwest

Corrine Allan

Mortgage Loan Officer

NMLS #262761

Corrine is a graduate of Grand Rapids High School and the University of North Dakota. She has been a loan officer since 2005 and has been with Lend Smart Mortgage, formerly in Grand Rapids and currently in Hibbing, since 2010. She enjoys helping people finance their dream homes throughout Minnesota and is willing to meet anywhere to facilitate the process. As a mother of four, a stepmother to five, and grandmother to ten, she understands the need to be flexible and available.

Serving Hibbing, MN

Sally Reading

Mortgage Loan Officer

NMLS #1220618

Sally has been a Licensed Loan Officer for several years, currently servicing the states of Michigan and North Dakota. Before becoming a loan officer she was a sales manager as well as a licensed realtor in Michigan. Her jobs in sales and real estate were a contributing factor in her decision to be a licensed loan officer. Sally has 3 children and 10 grandchildren, 8 boys, and 2 girls. She enjoys riding her bicycle, traveling, swimming, spending time at the beach, reading, and making jewelry. She is active in her community and works in hospitality at her church. Sally mentors students and works with Hand to Hand, where she helps distribute food to children in need.

Serving North Dakota

Teri Skafte

Production Manager

Teri Skafte began working at a mortgage company her senior year of high school and continued working while attending college in St. Paul, Minn. Through the years she has worked for companies the size of a small bank to larger broker companies helping people buy homes. Her personal time is spent with her family, whether it is doing projects, enjoying what her city has to offer or just relaxing by a fire. Teri’s mission is to help others and what better way to do that than to help someone purchase their first home, refinance a current home or maybe build the home of their dreams!

Serving the Midwest

Theresa Furzland

Residential Mortgage Loan Expert

NMLS #205833

Theresa has been in the mortgage business her whole life and her father’s family for generations, so you could say the business is in her blood. The tradition continues as her son also works in the profession. Hobbies include most any excuse to be out in the woods, gardening, reading, biking, genealogy research and enjoying time with family.

Serving the Midwest

Megan Staberg

Loan Processor

Megan has been working with Lend Smart Mortgage since November 2016 and has been working in the mortgage industry for 2 years. She enjoys working with borrowers in making their dreams of owning a home come true. Outside of work she enjoys spending time with her daughter, Adeline, who is involved in hockey and other sports. They enjoy camping, fishing, and kayaking together when time allows.

Serving the Midwest
Earel Furzland

Earel Furzland

Processor/Encompass Jr. Admin

Earel has been with Lend Smart for 3 years. He has a Bachelor of Science from the University of Wisconsin-Superior in Mathematics & Computer Science. During the summer he can be found on the golf course and in the winter he enjoys skiing when possible. Currently, Earel is splitting his time with Lend Smart between processing and system administration.

Serving the Midwest