- Florida: (813) 724-4650
- Midwest: (218) 722-2557
Fill out our full application online or meet with one of our Originators.
We are required to send you a package of disclosure documents that describe your loan and the process.
We work with you to obtain all necessary documents to support the information contained on the application.
Depending on the type of refinance you are doing, we may need appraisal of your property before we can process your loan.
All updated information along with the appraisal must be sent to an underwriter for review.
Your loan is conditionally approved by underwriting. There may be a few items needed to complete the loan.
After the underwriter has received all of the information they need, your loan will be Cleared To Close.
Your closing documents will be prepared by us and sent to the title company handling your transaction for you to sign.
After signing your loan documents, you have three days to rescind. After three days, we send funds to the title company to pay off existing debts listed on the closing statement.
We are a direct lender and a broker who will work one on one with you to exceed your expectations. If we don’t have a product that makes the most sense for you, we’ll find the lender that does. We’ll make sure you have the best loan at the best price. Choose Lend Smart- it’s the smarter way of doing business.