Category: purchase-a-home

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What Factors Are Included In Your Monthly Mortgage Payments?

When purchasing a new home you will have to pay a mortgage or a set portion of the loan you took out to buy the home back to the lender on a monthly basis. However, many people just pay this money...
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If I Don't Qualify For a Home-Loan, What Are My Options?

There are a variety of options for hopeful, soon-to-be homeowners who may not have the best credit or the means to put a traditional 20% down-payment down on a home. Many people have been told that...
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5 of the Fastest Growing Florida Communities

In 2016, Florida was the fourth fastest growing state in the nation, and it shows no signs of slowing down over the next few years. Florida, like the other states on Forbes' list, is experiencing an...
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4 Key Factors to Consider When Buying a House on the Florida Gulf Coast

If you're considering a home on the Gulf Coast, there are several key factors that you should take into account when making your home purchase. By carefully evaluating those factors, you can choose...
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USDA Loans: A Good Zero Down Option for First Time Homebuyers

Many prospective first-time homebuyers fear that the dream of homeownership is out of reach.  Certain factors, such as lack of down payment, poor credit, or low income may seem like insurmountable...
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How to Choose the Best Location for Your Next Home

When you're ready to choose a new home, it's not just the house itself that matters. You want to be sure that you're choosing a house in the best possible location: one that's convenient to the...
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5 Tips for College Graduates Ready to Buy a Home

You've passed one major milestone in your life--graduating from college--and now, you're ready for another: buying your own home. Owning your home, rather than renting, has a number of key advantages...
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How to Finance Your Home Remodeling Project

When you have owned your home for several years, you may consider renovating to give it a fresh look. The challenge most of us will face is how to pay for home renovations. Remodeling can be very...
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Understanding Flood Zones, Flood Insurance, and FEMA

The team at Lend Smart Mortgage is here to offer informative information to help our customers make smart decisions when they are looking to buy or refinance a home. With the hurricanes that have...
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The Best Orlando Neighborhoods

Just about everyone who already lives in the area can agree that Orlando is a wonderful place to live! With year-round sunshine, and close proximity to great shopping, attractions, entertainment, and...
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