Lend Smart Mortgage Blog

What Factors Are Included In Your Monthly Mortgage Payments?

What Factors Are Included In Your Monthly Mortgage Payments?

When purchasing a new home you will have to pay a mortgage or a set portion of the loan you took out to buy the home back to the lender on a monthly basis. However, many people just pay this money...
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Understanding FICO Scores and The Role They Play in Your Pursuit of Credit

Understanding FICO Scores and The Role They Play in Your Pursuit of Credit

If someone sat down with you and told you what your current FICO score was, would you know what that meant and how important it was? If you ever wondered about how this particular set of numbers...
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5 Simple but Essential Home Maintenance Tips

5 Simple but Essential Home Maintenance Tips

When you move into a new home, you want to keep it in quality condition for as long as you’re there. This is important for your comfort and safety as well as the value of the home when you decide to...
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What Does Refinancing a House Mean and Should You Do It?

What Does Refinancing a House Mean and Should You Do It?

If your current mortgage has high payments...or alternatively if you can pay off the loan faster, you might want to refinance. In fact, there are any number of reasons why refinancing might be a good...
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5 Easy Steps to Saving and Buying Your Dream Home

5 Easy Steps to Saving and Buying Your Dream Home

According to a report from the U.S Census Bureau, more than 65% of the state's citizens live in their own homes. How do I start saving for a house, you ask? Purchasing a house can seem like an uphill...
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Which Duluth, Minnesota Neighborhoods Are Best for You?

Which Duluth, Minnesota Neighborhoods Are Best for You?

If you are considering Duluth, Minnesota as a place to settle down, then you already know many of the charms of this city. Easy access to the North Shore and both winter and summer fun, a balance of...
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Why Should I Avoid Big Box Mortgage Lenders?

Why Should I Avoid Big Box Mortgage Lenders?

Choosing a home is one of the biggest decisions most people make in their lives. But what about choosing a lender? While there are many types of lenders, big box lenders rarely provide the sort of...
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5 Common Mortgage Types and How to Tell Which One is Right for You

5 Common Mortgage Types and How to Tell Which One is Right for You

Looking to buy and finance a new home can be a stressful time. There are a lot of different types of mortgages to choose from, each with their own positive and negative aspects. So, how do you know...
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What is Duluth, Minnesota Known For?

What is Duluth, Minnesota Known For?

Duluth, Minnesota is a beautiful port city on the shores of Lake Superior. It's the closest part of Lake Superior to Minneapolis and is the gateway to the North Shore. Though most people have...
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5 Reasons to Invest in a Minnesota Summer Home Today

5 Reasons to Invest in a Minnesota Summer Home Today

Owning a summer bungalow by the beach, a condo retreat, or a getaway mountain cabin, more so in your favorite destination, is a dream that many want to see come to fruition. What's not to love about...
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