Category: home-loans

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What Is Your Debt to Income Ratio: Where to Start?

When it comes to borrowing money, many banks and lenders look at more than just credit scores and income. They also look at your debt to income ratio, which helps to give them a better indication of...
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Benefits of Florida Realtors Partnering with a Mortgage Lender Like Lend Smart

As most realtors know, there are literally hundreds of mortgage lenders in the industry who are competing for business. Some of them are experienced, and others are new to the industry. Regardless,...
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FAQs About the Home Loan Pre-Approval Process

Having a home loan pre-approved helps you know exactly how much money you will have to spend on a home. Being pre-approved for a mortgage will mean that you are officially eligible to borrow that...
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Choosing Between a New Build and a Fixer-Upper

It's always exciting to start thinking about a new home, but there can be a lot to consider. What area, what features, how much land, price - these and many more items are part of any home search. A...
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5 Steps You Can Take to Help Lower Your Refinancing Rate

Refinancing can be a great way to lower the rate on your mortgage. If you originally entered into a loan with a high-interest rate compared to the present day or if you had a flexible rate which has...
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4 Tips for Veterans Buying a Home

If you are a military veteran looking to purchase a home, you may be confused by the home buying process, and how this process will differ for you as a veteran. One of the primary benefits available...
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Saving Money to Buy a Home? Here Are 5 Tips to Help

Buying a home is a big step in your life--and a big financial commitment. In order to get the best rates on your mortgage, you need a significant down payment up front--not to mention the cost of...
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