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Understanding FICO Scores and The Role They Play in Your Pursuit of Credit

If someone sat down with you and told you what your current FICO score was, would you know what that meant and how important it was? If you ever wondered about how this particular set of numbers...
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What Does Refinancing a House Mean and Should You Do It?

If your current mortgage has high payments...or alternatively if you can pay off the loan faster, you might want to refinance. In fact, there are any number of reasons why refinancing might be a good...
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5 Easy Steps to Saving and Buying Your Dream Home

According to a report from the U.S Census Bureau, more than 65% of the state's citizens live in their own homes. How do I start saving for a house, you ask? Purchasing a house can seem like an uphill...
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Which Duluth, Minnesota Neighborhoods Are Best for You?

If you are considering Duluth, Minnesota as a place to settle down, then you already know many of the charms of this city. Easy access to the North Shore and both winter and summer fun, a balance of...
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5 Common Mortgage Types and How to Tell Which One is Right for You

Looking to buy and finance a new home can be a stressful time. There are a lot of different types of mortgages to choose from, each with their own positive and negative aspects. So, how do you know...
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What is Duluth, Minnesota Known For?

Duluth, Minnesota is a beautiful port city on the shores of Lake Superior. It's the closest part of Lake Superior to Minneapolis and is the gateway to the North Shore. Though most people have...
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5 Reasons to Invest in a Minnesota Summer Home Today

Owning a summer bungalow by the beach, a condo retreat, or a getaway mountain cabin, more so in your favorite destination, is a dream that many want to see come to fruition. What's not to love about...
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Common Issues That Can Delay Your Home Closing

If you're in the process of buying a home, then you'll need to be careful to avoid certain actions that might delay the closing of your new dream home. Here are some of the most common reasons your...
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How Much Down Payment Should You Pay When Buying a New Home?

Most lenders require you to make a home down payment of between 3% to 20% of the purchase price as a prerequisite of securing a mortgage. Note that while each type of mortgage has its own set of...
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6 Important Tips When Buying A Home in A Difficult Seller's Market

Unlike the past few years, where homeowners had to do everything in their power to attract fast buyers and seal the deal, the current real estate market has entered what is known as the seller's...
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